






The Group’s Card and Payment Services Division is represented by Synergy Cards Sdn Bhd.

Synergy Cards Sdn Bhd (‘Synergy Cards’) is a MasterCard credit card issuer in Malaysia, with its primary products being the ‘Synergy +’ brand of basic and gold MasterCards. Synergy Cards actively targets the SME business community and offers co-branding opportunities for SME business partners that utilise its credit card offerings. The Synergy + credit card offering was officially launched by Synergy Cards in December 2008.